Around half of Australians don’t have a valid will. This statistic gets trotted out regularly, usually followed by warnings about intestacy or urgent calls to “get your affairs in order.” But the repetition hasn’t moved the needle. The number stays roughly the same, year after year, despite an entire industry dedicated to fixing it. The…
When Steve Jobs died in 2011, most of the world mourned a visionary who had transformed entire industries. But there was something else remarkable about his death that received less attention: nobody knows exactly how his $7 billion estate was structured, and that was entirely by design. Not because Jobs was particularly enthusiastic about building…
The government’s October reversal signals a fundamental shift in how Australians should think about superannuation On 13 October 2025, Treasurer Jim Chalmers announced a substantial revision to the federal government’s controversial superannuation tax proposal. After two years of industry pressure and stakeholder criticism, Treasury walked back plans to tax unrealised capital gains within high-balance super…
Most Australians understand they should have a will. We insure our homes, our cars, even our mobile phones. We update our software, service our vehicles, and schedule regular health checks. Yet when it comes to planning for what happens after we’re gone, we freeze. According to Finder research from 2023, only 40% of Australian adults…
Australians now hold more digital assets than ever, yet the law barely recognises them. That gap is about to close, with clarity. The Treasury Laws Amendment Bill 2025 proposes sweeping reforms for digital asset platforms and tokenised custody platforms. With over 31% of Australians now owning cryptocurrency, this fundamentally reshapes how custody works and how…
The traditional view of investment follows a predictable arc: accumulate in youth, preserve in middle age, and distribute in later years. Yet this linear narrative misses a fundamental truth about wealth. Capital doesn’t simply disappear at the end of life – it transforms, transfers, and begins anew. Research shows that inheritance represents not an endpoint,…
Estate planning has a terrible reputation. Most Australians think it’s about death, taxes, and tedious paperwork. They imagine stuffy lawyers’ offices filled with dusty legal documents. The whole process feels morbid and overwhelming. This perception is completely wrong and it’s costing families their most meaningful opportunities. Estate planning isn’t about death. It’s about life continuing…
Australian estate planning is stuck in the past. We’re still shuffling paper documents between law firms. Executors spend months chasing bank statements and property deeds. Beneficiaries wait in the dark, wondering what’s happening to their inheritance. This system worked fine fifty years ago. Today, it’s painfully inefficient and unnecessarily risky. Every year, valuable documents disappear…
Your money moves through time in ways you might not expect. The portfolio you build at 25 looks nothing like what you’ll need at 65. Different chapters of the same financial story, each requiring its own approach to risk and reward. Investment strategy across life stages in Australia – these words get thrown around in…
The traditional image of an estate executor – a trusted family solicitor or bank manager with leather-bound ledgers – is rapidly evolving. In 2025, Australian families increasingly face a new option: digital corporate executors powered by sophisticated technology platforms. These services promise greater transparency, lower costs, and streamlined estate administration, but they also introduce questions…
