When Steve Jobs died in 2011, most of the world mourned a visionary who had transformed entire industries. But there was something else remarkable about his death that received less attention: nobody knows exactly how his $7 billion estate was structured, and that was entirely by design. Not because Jobs was particularly enthusiastic about building…
The government’s October reversal signals a fundamental shift in how Australians should think about superannuation On 13 October 2025, Treasurer Jim Chalmers announced a substantial revision to the federal government’s controversial superannuation tax proposal. After two years of industry pressure and stakeholder criticism, Treasury walked back plans to tax unrealised capital gains within high-balance super…
Australians now hold more digital assets than ever, yet the law barely recognises them. That gap is about to close, with clarity. The Treasury Laws Amendment Bill 2025 proposes sweeping reforms for digital asset platforms and tokenised custody platforms. With over 31% of Australians now owning cryptocurrency, this fundamentally reshapes how custody works and how…
The traditional view of investment follows a predictable arc: accumulate in youth, preserve in middle age, and distribute in later years. Yet this linear narrative misses a fundamental truth about wealth. Capital doesn’t simply disappear at the end of life – it transforms, transfers, and begins anew. Research shows that inheritance represents not an endpoint,…
Australian estate planning is stuck in the past. We’re still shuffling paper documents between law firms. Executors spend months chasing bank statements and property deeds. Beneficiaries wait in the dark, wondering what’s happening to their inheritance. This system worked fine fifty years ago. Today, it’s painfully inefficient and unnecessarily risky. Every year, valuable documents disappear…
The summer of 2019-20 marked a watershed moment for Australian families. As bushfires ravaged properties across the continent, many discovered their estate plans hadn’t accounted for the rapidly changing climate reality. Today, extreme weather events, shifting property values, and evolving insurance landscapes are fundamentally reshaping how families approach wealth transfer and inheritance planning. Climate change…
Passing wealth to the next generation requires ensuring your children have the knowledge and skills to manage that inheritance responsibly. Financial literacy for inheritance is essential for protecting your family’s wealth and your children’s wellbeing. Many Australian families are discovering that without proper preparation, inherited wealth can become a burden rather than a blessing. Teaching…
Over the next two decades, Australian families will navigate the largest intergenerational wealth transfer in the nation’s history. Australia’s over-60s are expected to transfer $3.5 trillion to younger generations in the next 20 years, representing a wealth shift of unprecedented scale. But the systems designed to manage this transfer were built for a different world,…
Traditional estate planning treats death as something to document and file away. But what if we looked at it differently? What if legacy planning became one of the most meaningful conversations your family could have about the future? Why Estate Planning Feels Wrong to Many Families Most estate planning conversations start with forms about who…
Australia is experiencing the largest intergenerational wealth transfer in history, with trillions of dollars set to pass between generations over the coming decades. Yet behind this massive transfer lies a troubling reality: families are losing substantial portions of their inheritance to a fragmented, inefficient system that seems designed to extract value rather than preserve it….
